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Mortgage Rates
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Mortgage Term
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Rate
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APR*
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Points
|
Payments
|
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30 Year Fixed
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6.75%
|
6.818%
|
0
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$1,297.20
|
|
15 Year Fixed
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6.25%
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6.360%
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0
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$1,714.85
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30 Year FHA Fixed
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7.125%
|
7.373%
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0
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$1,347.44
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5/1 A.R.M.*
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6.875%
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5.956%
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0
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$1,313.86
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First Time Homebuyer, IHDA
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6.35%
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6.412%
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0
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$1,244.47
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3/1 A.R.M.*
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6.75%
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5.796%
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0
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$1,297.20
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Call for Jumbo Rates!!
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Rates are effective as of noon each day CST,
and are subject to change at any time.
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Rates quoted represent only a sample of the
programs we offer. Call for more options.
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Rates are based on a $200,000.00 loan amount. Rates
may vary depending on loan size. For example, a $200,000 mortgage
loan @ 6.5% APR for 30 years would have payments of $1264.14.
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Rates quoted above are for customers who have
not locked yet. If you've already locked your rate with your
bank, please contact your loan representative.
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Based on a lock period of 45 days.
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The APR is calculated assuming a 20% down payment.
Your actual rate and APR will depend on your situation.
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Rates quoted are for Illinois properties. Rates may vary for properties in other states.
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*Annual Percentage Rate - The APR may change
during the life of the loan.
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*Adjustable Rate Mortgage (ARM) - After a set initial period, the interest rate may change periodically based on market conditions.
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Loan amounts for jumbo rates are $417,001 and over.
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*Rates are not valid for cash-out refinances
with a LTV 70% or above.
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Rates quoted are for mortgages with escrow accounts.
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Rates quoted are for borrowers with credit scores of 720 or higher. Rates may vary for borrowers with lower credit scores.
To learn more contact
us.
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