Rates Effective As Of Fri.,7-18-08

Mortgage Rates
Mortgage Term Rate APR* Points Payments
30 Year Fixed 6.75% 6.818% 0 $1,297.20
15 Year Fixed 6.25% 6.360% 0 $1,714.85
30 Year FHA Fixed 7.125% 7.373% 0 $1,347.44
5/1 A.R.M.* 6.875% 5.956% 0 $1,313.86
First Time Homebuyer, IHDA 6.35% 6.412% 0 $1,244.47
3/1 A.R.M.* 6.75% 5.796% 0 $1,297.20
Call for Jumbo Rates!!

This is only a small sample of the programs and rates available. Please contact us for more information.

  • Rates are effective as of noon each day CST, and are subject to change at any time.
  • Rates quoted represent only a sample of the programs we offer. Call for more options.
  • Rates are based on a $200,000.00 loan amount. Rates may vary depending on loan size. For example, a $200,000 mortgage loan @ 6.5% APR for 30 years would have payments of $1264.14.
  • Rates quoted above are for customers who have not locked yet. If you've already locked your rate with your bank, please contact your loan representative.
  • Based on a lock period of 45 days.
  • The APR is calculated assuming a 20% down payment. Your actual rate and APR will depend on your situation.
  • Rates quoted are for Illinois properties. Rates may vary for properties in other states.
  • *Annual Percentage Rate - The APR may change during the life of the loan.
  • *Adjustable Rate Mortgage (ARM) - After a set initial period, the interest rate may change periodically based on market conditions.
  • Loan amounts for jumbo rates are $417,001 and over.
  • *Rates are not valid for cash-out refinances with a LTV 70% or above.
  • Rates quoted are for mortgages with escrow accounts.
  • Rates quoted are for borrowers with credit scores of 720 or higher. Rates may vary for borrowers with lower credit scores.

To learn more contact us.

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