Fixed Rate Loans allow for a guaranteed payment amount and interest rate for the entire duration of the loan. 30-year and 15-year terms are available. Budgeting and financial planning is easy with this option because your monthly payments stay the same. (Remember: Taxes and insurance on your home may change from year to year.)
Adjustable Rate Loans feature low initial interest rates. Payments and rates may adjust up or down at fixed intervals for one, three or five years. Adjustable Rate Loans are great loans for buyers who know they will not own their home for many years.
First Time Home buyer (IHDA) Loan Program is a great way to purchase your first home. Special rates and terms are available to you.
Community Home Buyer Loan Program allows for easier qualification requirements with up to 97% of the purchase price financed.
FHA & VA Loans are government guaranteed loans based on income or property location. These mortgage loans often require less income to qualify than traditional loans and may require little or no down payment.
Bridge Loans provide the financing assistance you’ll need if you find the perfect home but haven’t yet sold your property.
Refinance Loans are a great way to consolidate debt into one easy monthly payment. Be sure to ask about our current rates. It could save you money.
Construction Loans are our specialty. If you need to finance a new home from the ground up, our experienced lenders will help you with every step of the way. And with one application for the construction loan and the final mortgage, we can save you time and money.
Lot Financing is the perfect way to finance that perfect piece of property on which to build. A variety of rates and terms are available to you.
Manufactured Home Loans are also offered, and our experienced staff is available to handle this unique loan type. Call 800-990-5713 for the Castle Lender nearest you.
Home Equity Loans & Lines of Credit are a great way to put the equity in your home to work for you. Rates are generally much lower than other types of credit and the interest you pay may be tax deductible. *Use a Home Equity Loan for any purpose – vehicle purchase, home improvements, college education or debt consolidation. (*Consult a tax advisor.)
